Updated September 1, 2026
How Owed works
You shop normally. You forward a receipt. Owed checks whether that store still publishes a post-purchase price adjustment, whether the same SKU dropped inside the window, and whether the difference is worth filing (generally $5+). If it is, we prepare a claim message in your name. You send it. The retailer refunds you. We never hold the money.
This is not a price-alert app, a coupon clipper, or a law firm. For the retailer policy itself, start with the price adjustments guide · preview a fixture report · see retailers we watch.
Create an account
US residents 18+. You get a personal receipt address. Signing in never grants mailbox access.
Forward a receipt
Email an order confirmation to your Owed address, or paste / upload it in the app.
We watch the price
If the same SKU drops inside that retailer's published adjustment window, we show the dollar amount and the claim-by date.
You file
Pro prepares the message. You send it in your own name. Premium auto-submit is not enabled yet. Refunds go to you, never through us.
What we watch — and what we do not
V1 is same-retailer post-purchase adjustments. There is no merchant cap. We date the policy we use. We do not invent a window for a store we have not sourced. We do not watch Amazon or Walmart.com own-price drops. Marketplace listings sold by a third party are often a different seller; eligibility follows the retailer’s published rule, not a guess.
Recovery figures elsewhere on the site are illustrative. Nothing here is a typical-result claim.
You stay in control
Claims are filed in your name. Manual filing is the default. Premium auto-submit, if you add it later, is $39.99/month extra and is not turned on yet. You can always send the request yourself with the copy-paste script.
What it costs
Pro is $9.99/month. The first 1,000 accounts get month one free. There is no cut of the refund. Details are on pricing. Create an account when you want a forwarding address.
Some of our supported retailers
Examples we already watch. We add more as needed, once we can source the policy.
Does signing in give Owed access to my email?
No. You get a personal forwarding address on receipts.owedagent.com. Identity login never requests mailbox scopes.
Do you file the claim?
You file it in your own name. Pro prepares the kit. Auto-submit is an optional later add-on ($39.99/month) and is not enabled in this build.
What if you don’t watch my store yet?
Send the receipt anyway. We add merchants as needed once a sourceable policy exists. Amazon and Walmart.com own-price drops are out.
Is there a success fee?
No. Pro is $9.99/month. The first 1,000 accounts get month one free. We never take custody of recovered funds.